4 Tips for Enjoying Your Horse on a Budget


Owning a horse can get expensive quickly. However, it isn’t something that is exclusively for the wealthy. Plenty of ordinary, everyday people find enjoyment with their horses without blowing their monthly budgets. With a bit of planning and know-how, you can too. Here are four ways to help you keep costs down so you can spend less time at work and more time with your equine companion.

1. Rethink Your Boarding Situation

Sure, a climate-controlled barn might seem luxurious, and it is something that most horses will never experience. However, that can be a good thing for them and you. Horses are naturally designed to withstand some pretty rough weather conditions, and most don’t need air conditioning when the temperature dips. In fact, a winter blanket and draft-free stall are probably sufficient.

Many horse owners provide much less protection with good results. Look into options for pasture boarding that can cut costs dramatically. If that isn’t an option in your area, ask if you can work off part of your board fees by helping around the barn.

2. Purchase Veterinary Insurance

Sure, this is adding to your monthly costs, but veterinary insurance can save you big bucks in the event of an accident, injury, or digestive issue. Purchasing a policy that offers preventative care can help you see savings on an annual basis, plus it is much easier to budget for a monthly bill than an unexpected expense.

3. Save on Supplies

Whether it is barn supplies, riding clothes, tack, or even feed, the number of things you need to purchase for your equine can seem overwhelming. Luckily, that also means there are plenty of things you can save on. Start by committing to never paying full price for supplies unless it is a true emergency. Chances are that you can save a substantial amount on everything from equestrian helmets to jumps by waiting for a sale or shopping discount suppliers.

4. Barter for Services

Bartering is a great way to save on a host of services. Start by making two lists: one of your talents and skills and one of the services you need help with. Talk to providers you already use to see if they are willing to trade. If not, posting on group chat boards may help you find others more amenable to the idea.

While owning a horse will probably never be a cheap endeavor, it doesn’t have to be cost-prohibitive either. Following these tips for cost savings will let you spend more worrying about your horse’s favorite treats instead of how you’ll pay for them.…